Partnering with Real Estate Agents for 30 Years – Growing Your Business is our #1 Priority!

by | Jul 19, 2017 | Going To Market:, Mortgages:, New Homes, Sales Process:, Selecting:, Title and Closing, Uncategorized

For a relationship to work it needs to be reciprocal, do you agree? Unfortunately, this is not a common theme in today’s fast-paced world of marketing a product or service.  Too many company’s sell themselves without giving enough thought to what their consumers...

The Title Search Process

by | Apr 12, 2017 | Going To Market:, Mortgages:

When you receive the keys to your new home, you may already have an idea about the work that goes into a successful closing.  However, few new homeowners recognize the efforts involved in searching and underwriting a title insurance policy – one part of your...

What Is The Debt-To-Income Ratio (DTI)?

by | Feb 15, 2017 | Mortgages:

  Measuring your existing debts against your existing income is one part of a lender’s required assessment of your ability to repay a loan. Like the video says:  debts are existing financial commitments; a car payment is a debt a grocery bill is not. To calculate...

What Does Ability To Repay Mean?

by | Feb 15, 2017 | Mortgages:

  What are the “Ability to repay” rules about? In a nutshell, as this video shows, new laws require lenders to make a good-faith assessment of a borrower’s capacity to pay back their loan over time. It’s a longer-term view that goes beyond immediate income, debt...