{"id":5028,"date":"2018-10-17T19:37:50","date_gmt":"2018-10-17T19:37:50","guid":{"rendered":"https:\/\/localwebdesigncompany.com\/centraltitle\/?page_id=5028"},"modified":"2018-12-12T14:10:17","modified_gmt":"2018-12-12T14:10:17","slug":"faqs","status":"publish","type":"page","link":"https:\/\/localwebdesigncompany.com\/centraltitle\/resources\/faqs\/","title":{"rendered":"FAQs"},"content":{"rendered":"<p>[et_pb_section bb_built=&#8221;1&#8243; admin_label=&#8221;section&#8221; fullwidth=&#8221;on&#8221; background_color=&#8221;#ffffff&#8221; parallax_method=&#8221;off&#8221; custom_padding_tablet=&#8221;0px|0px|0px|0px&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; _builder_version=&#8221;3.0.96&#8243; next_background_color=&#8221;#f3f3f3&#8243;][et_pb_fullwidth_slider show_arrows=&#8221;off&#8221; show_pagination=&#8221;off&#8221; parallax=&#8221;on&#8221; background_position=&#8221;top_left&#8221; custom_padding=&#8221;29%|||&#8221; custom_padding_tablet=&#8221;33%|||&#8221; 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child_filter_saturate=&#8221;100%&#8221; child_filter_brightness=&#8221;100%&#8221; child_filter_contrast=&#8221;100%&#8221; child_filter_invert=&#8221;0%&#8221; child_filter_sepia=&#8221;0%&#8221; child_filter_opacity=&#8221;100%&#8221; child_filter_blur=&#8221;0px&#8221; child_mix_blend_mode=&#8221;normal&#8221; button_bg_use_color_gradient=&#8221;off&#8221; button_bg_color_gradient_overlays_image=&#8221;off&#8221; text_shadow_horizontal_length=&#8221;0em&#8221; text_shadow_vertical_length=&#8221;0em&#8221; text_shadow_blur_strength=&#8221;0em&#8221; header_text_shadow_horizontal_length=&#8221;0em&#8221; header_text_shadow_vertical_length=&#8221;0em&#8221; header_text_shadow_blur_strength=&#8221;0em&#8221; body_text_shadow_horizontal_length=&#8221;0em&#8221; body_text_shadow_vertical_length=&#8221;0em&#8221; body_text_shadow_blur_strength=&#8221;0em&#8221; button_text_shadow_horizontal_length=&#8221;0em&#8221; button_text_shadow_vertical_length=&#8221;0em&#8221; button_text_shadow_blur_strength=&#8221;0em&#8221; text_shadow_style=&#8221;none&#8221; header_text_shadow_style=&#8221;none&#8221; body_text_shadow_style=&#8221;none&#8221; button_text_shadow_style=&#8221;none&#8221; box_shadow_style_button=&#8221;none&#8221; background_video_mp4=&#8221;https:\/\/localwebdesigncompany.com\/centraltitle\/wp-content\/uploads\/sites\/24\/2018\/12\/faqs.mp4&#8243; \/][\/et_pb_fullwidth_slider][\/et_pb_section][et_pb_section bb_built=&#8221;1&#8243; fullwidth=&#8221;off&#8221; specialty=&#8221;on&#8221; _builder_version=&#8221;3.0.96&#8243; background_color=&#8221;#f3f3f3&#8243; prev_background_color=&#8221;#ffffff&#8221; next_background_color=&#8221;#ffffff&#8221;][et_pb_column type=&#8221;2_3&#8243; specialty_columns=&#8221;2&#8243;][et_pb_row_inner admin_label=&#8221;Row&#8221;][et_pb_column_inner type=&#8221;4_4&#8243; saved_specialty_column_type=&#8221;2_3&#8243;][et_pb_text _builder_version=&#8221;3.15&#8243;]<\/p>\n<p class=\"para\"><strong>What to bring to settlement:<\/strong><\/p>\n<p class=\"para3\">Please bring a valid government-issued photo Identification card. If you are expected to bring funds to closing, anything over $900 should be in the form of a certified check. A personal check may be written for anything lower than this amount.<\/p>\n<p class=\"para2\"><strong>POA:<\/strong><\/p>\n<p class=\"para3\">If you, or someone who is required to sign any closing documents cannot make it to closing, we can prepare a Power of Attorney in advance to avoid any delays in settlement.<\/p>\n<p class=\"para2\"><strong>Loan payoff:<\/strong><\/p>\n<p class=\"para3\">The loan payoff reflects your current principal and payoff balance that you owe to your current lender before settlement. The payoff must always be good through 10 days after your disbursement date.<\/p>\n<p class=\"para2\"><strong>How long is settlement?<\/strong><\/p>\n<p class=\"para3\">Our closings typically take thirty minutes to one hour.<\/p>\n<p class=\"para2\"><strong>Seller Concession:<\/strong><\/p>\n<p class=\"para3\">A seller concession is an agreement between buyer and seller for the seller to pay some or all of the buyers closing costs, up to the percentage allowed by the lender.<\/p>\n<p class=\"para2\"><strong>Wiring funds:<\/strong><\/p>\n<p class=\"para3\">Wire transfers allow people in different geographic locations to easily transfer money to locales and financial institutions around the globe. For providing the service, banks will collect a fee, sometimes based upon the size of the transfer being made.<\/p>\n<p class=\"para2\"><strong>Power of Attorney (POA):<\/strong><\/p>\n<p class=\"para3\">A legal document giving one person (called an &#8220;agent&#8221; or &#8220;attorney-infact&#8221;) the power to act for another person (the principal). The agent can have broad legal authority or limited authority to make legal decisions about the principal&#8217;s property and finance.<\/p>\n<p>We can have a specific Power of Attorney (POA) prepared if either you or someone else cannot attend the closing.<\/p>\n<p>[\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243;][et_pb_sidebar admin_label=&#8221;TT &#8211; Sidebar&#8221; _builder_version=&#8221;3.0.96&#8243; area=&#8221;sidebar-1&#8243; orientation=&#8221;right&#8221; show_border=&#8221;off&#8221; background_layout=&#8221;light&#8221; box_shadow_blur=&#8221;18px&#8221; box_shadow_color=&#8221;rgba(0,0,0,0.2)&#8221; box_shadow_horizontal=&#8221;0px&#8221; box_shadow_vertical=&#8221;2px&#8221; box_shadow_spread=&#8221;0px&#8221; saved_tabs=&#8221;all&#8221; global_module=&#8221;317&#8243; \/][\/et_pb_column][\/et_pb_section][et_pb_section bb_built=&#8221;1&#8243; _builder_version=&#8221;3.0.96&#8243; background_color=&#8221;#ffffff&#8221; custom_margin=&#8221;0px|||&#8221; custom_padding=&#8221;0px|||&#8221; custom_padding_tablet=&#8221;50px|0|50px|0&#8243; custom_padding_last_edited=&#8221;on|desktop&#8221; module_class=&#8221;tt-footer&#8221; prev_background_color=&#8221;#f3f3f3&#8243; global_module=&#8221;327&#8243;][et_pb_row global_parent=&#8221;327&#8243; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; background_size=&#8221;initial&#8221;][et_pb_column type=&#8221;4_4&#8243;][et_pb_text admin_label=&#8221;TT &#8211; Footer &#8211; Contact Info&#8221; global_parent=&#8221;327&#8243; _builder_version=&#8221;3.15&#8243; background_layout=&#8221;dark&#8221; text_text_color=&#8221;#666666&#8243; header_text_color=&#8221;#000000&#8243; custom_css_main_element=&#8221;color:#666!important;&#8221; text_orientation=&#8221;center&#8221;]<\/p>\n<p><strong>Office locations throughout DC \u2022 MD \u2022 VA<br clear='none'\/><\/strong><\/p>\n<p><a href=\"tel:2022504343\">(202) 250-4343<\/a>\u00a0\u2022 <a href=\"tel:4102022512\">(410) 202-2512<\/a>\u00a0\u2022 <a href=\"tel:3012005594\">(301) 200-5594<\/a><br clear='none'\/>Our Virgina Location:<br clear='none'\/>7617 Little River Turnpike #120<br clear='none'\/>Annandale, VA 22002<br clear='none'\/>Phone: <a href=\"tel:(703) 658-1300\">(703) 658-1300<\/a>\u00a0<strong>\u2022 <\/strong>Fax:\u00a0<a href=\"tel:(703) 658-4410\">(703) 658-4410<\/a><strong>\u00a0\u2022 <\/strong>Email:\u00a0<a href=\"mailto:info@centraltitleinc.com\">info@centraltitleinc.com<\/a><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row global_parent=&#8221;327&#8243; _builder_version=&#8221;3.15&#8243; module_class=&#8221;tt-footer-map-row&#8221; module_class_1=&#8221;tt-footer-map-col-1&#8243; module_class_2=&#8221;tt-footer-map-col-2&#8243; make_equal=&#8221;on&#8221; custom_margin=&#8221;0px|||&#8221; custom_padding=&#8221;0px|||&#8221; disabled=&#8221;on&#8221; disabled_on=&#8221;on|on|on&#8221;][et_pb_column type=&#8221;2_3&#8243;][et_pb_map admin_label=&#8221;TT &#8211; Map&#8221; global_parent=&#8221;327&#8243; _builder_version=&#8221;3.15&#8243; address=&#8221;7617 Little River Turnpike #120, Annandale, VA 22003, USA&#8221; zoom_level=&#8221;15&#8243; address_lat=&#8221;38.8320128&#8243; address_lng=&#8221;-77.2097746&#8243; custom_margin=&#8221;0px|||&#8221; custom_padding=&#8221;0px|||&#8221;][et_pb_map_pin _builder_version=&#8221;3.15&#8243; title=&#8221;Central Title &amp; Escrow, Inc.&#8221; pin_address=&#8221;7617 Little River Turnpike #120, Annandale, VA 22003, USA&#8221; pin_address_lat=&#8221;38.8320128&#8243; pin_address_lng=&#8221;-77.2097746&#8243; zoom_level=&#8221;18&#8243;]<\/p>\n<p>7617 Little River Turnpike, #120<br clear='none'\/>Annandale, VA 22003<\/p>\n<p>[\/et_pb_map_pin][\/et_pb_map][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243;][et_pb_text admin_label=&#8221;TT &#8211; Footer &#8211; Contact Info&#8221; global_parent=&#8221;327&#8243; _builder_version=&#8221;3.0.96&#8243; background_layout=&#8221;dark&#8221; text_text_color=&#8221;#666666&#8243; header_text_color=&#8221;#000000&#8243; custom_css_main_element=&#8221;color:#666!important;&#8221;]<\/p>\n<h3 class=\"tt-section-subheader\">Our Location<\/h3>\n<p>7617 Little River Turnpike, #120Annandale, VA 22003<strong>PHONE: <\/strong>(703) 658-1300<strong>FAX: <\/strong>(703) 658-4410<\/p>\n<p>[\/et_pb_text][et_pb_button admin_label=&#8221;TT &#8211; Button &#8211; Contact&#8221; global_parent=&#8221;327&#8243; _builder_version=&#8221;3.15&#8243; button_text=&#8221;Contact Us&#8221; button_url=&#8221;https:\/\/localwebdesigncompany.com\/centraltitle\/contact\/&#8221; \/][et_pb_button admin_label=&#8221;TT &#8211; Button &#8211; Order Title&#8221; global_parent=&#8221;327&#8243; _builder_version=&#8221;3.15&#8243; button_text=&#8221;Order Title&#8221; button_url=&#8221;https:\/\/localwebdesigncompany.com\/centraltitle\/order-title\/&#8221; \/][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[et_pb_section bb_built=&#8221;1&#8243; admin_label=&#8221;section&#8221; fullwidth=&#8221;on&#8221; background_color=&#8221;#ffffff&#8221; parallax_method=&#8221;off&#8221; custom_padding_tablet=&#8221;0px|0px|0px|0px&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; _builder_version=&#8221;3.0.96&#8243; next_background_color=&#8221;#f3f3f3&#8243;][et_pb_fullwidth_slider show_arrows=&#8221;off&#8221; show_pagination=&#8221;off&#8221; parallax=&#8221;on&#8221; background_position=&#8221;top_left&#8221; custom_padding=&#8221;29%|||&#8221; custom_padding_tablet=&#8221;33%|||&#8221; custom_padding_phone=&#8221;50%|||&#8221; 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